2024, 'tbr_value' => 1420.00], ['year' => 2025, 'tbr_value' => 1580.00], ['year' => 2026, 'tbr_value' => 1621.00], ]; $defaults = [ 'royalties_percentage' => 0.0800, 'fnm_percentage' => 0.0200, 'maintenance_percentage' => 0.3000, ]; foreach ($years as $year) { Tbr::firstOrCreate( ['year' => $year['year']], array_merge($year, $defaults), ); } } }