feat(unit-financial): create financial record on unit creation

New units get a unit_financials row with charge_roi and charge_fnm enabled by default.

app/Services/UnitService.php

@@ -6,6 +6,7 @@
 use App\Models\Franchisee;
 use App\Models\FranchiseeUnit;
 use App\Models\Unit;
+use App\Models\UnitFinancial;
 use Illuminate\Database\Eloquent\Collection;
 use Illuminate\Http\UploadedFile;
 use Illuminate\Support\Facades\Storage;
@@ -62,6 +63,14 @@ public function create(array $data): Unit
             'unit_id'       => $unit->id,
         ]);
 
+        // Dados financeiros da unidade já nascem com a cobrança de ROI/FNM ativa;
+        // para desativar, edita-se na tab Financeiro da unidade.
+        UnitFinancial::create([
+            'unit_id'    => $unit->id,
+            'charge_roi' => true,
+            'charge_fnm' => true,
+        ]);
+
         $this->replicatePackagesToUnit($unit->id);
 
         // Dispatch Asaas Subaccount creation asynchronously