sfp_api_laravel_diarista/app/Services/Pagarme/PagarmeRecipientService.php

<?php

namespace App\Services\Pagarme;

use App\Data\Pagarme\Request\PagarmeBankAccountUpdateRequestData;
use App\Data\Pagarme\Request\PagarmeRecipientRequestData\PagarmeRecipientAddressData;
use App\Data\Pagarme\Request\PagarmeRecipientRequestData\PagarmeRecipientAutomaticAnticipationSettingsData;
use App\Data\Pagarme\Request\PagarmeRecipientRequestData\PagarmeRecipientBankAccountData;
use App\Data\Pagarme\Request\PagarmeRecipientRequestData\PagarmeRecipientPhoneData;
use App\Data\Pagarme\Request\PagarmeRecipientRequestData\PagarmeRecipientPhoneNumbersData;
use App\Data\Pagarme\Request\PagarmeRecipientRequestData\PagarmeRecipientRegisterInformationData;
use App\Data\Pagarme\Request\PagarmeRecipientRequestData\PagarmeRecipientRequestData;
use App\Data\Pagarme\Request\PagarmeRecipientRequestData\PagarmeRecipientTransferSettingsData;
use App\Data\Pagarme\Response\PagarmeRecipientResponseData\PagarmeRecipientResponseData;
use App\Models\Provider;
use App\Services\Pagarme\Concerns\SendsPagarmeRequests;
use Carbon\Carbon;
use Illuminate\Support\Str;

class PagarmeRecipientService
{
    use SendsPagarmeRequests;

    public function createRecipientForProvider(Provider $provider, array $data): string
    {
        if (! empty($provider->recipient_id)) {
            return $provider->recipient_id;
        }

        $metadata      = $data['recipient_metadata'] ?? [];
        $paymentMode   = $data['recipient_payment_mode'];
        $recipientCode = $this->ensureRecipientCode($provider);

        $addressParts = $this->extractAddressParts($data);

        $registerInformation = new PagarmeRecipientRegisterInformationData(
            name:                   $data['recipient_name'],
            email:                  $data['recipient_email'],
            document:               $this->onlyDigits($data['recipient_document'] ?? null),
            type:                   $data['recipient_type'] ?? 'individual',
            birthdate:              $this->formatBirthdate($data['birth_date'] ?? null),
            monthlyIncome:          isset($data['monthly_income']) ? (int) $data['monthly_income'] : 1000,
            professionalOccupation: $data['professional_occupation'] ?? 'autonomo',

            phoneNumbers: new PagarmeRecipientPhoneNumbersData(
                $this->buildRecipientPhone($data['phone'] ?? null),
            ),

            address: new PagarmeRecipientAddressData(
                street:         $data['address'],
                complementary:  $addressParts['complementary'],
                streetNumber:   $addressParts['street_number'],
                neighborhood:   $addressParts['neighborhood'],
                city:           $data['city'] ?? null,
                state:          $data['state'] ?? null,
                zipCode:        $this->onlyDigits($data['zip_code'] ?? null),
                referencePoint: $addressParts['reference_point'],
            ),
        );

        $defaultBankAccount = $this->buildRecipientBankAccount(
            $data['recipient_default_bank_account'],
        );

        $payload = new PagarmeRecipientRequestData(
            code: $recipientCode,

            registerInformation: $registerInformation,
            defaultBankAccount:  $defaultBankAccount,

            transferSettings: new PagarmeRecipientTransferSettingsData(
                transferEnabled:  false,
                transferInterval: 'Daily',
                transferDay:      0,
            ),

            automaticAnticipationSettings: new PagarmeRecipientAutomaticAnticipationSettingsData(
                enabled: false,
            ),
        );

        $bankAccountData = $payload->defaultBankAccount->toArray();

        $raw = $this->pagarmeRequest(
            method: 'POST',
            path: '/recipients',
            payload: $payload,
            idempotencyKey: $this->idempotencyKey($provider->id),
            errorMessage: 'Erro ao criar recebedor no Pagar.me.',
        );

        $recipientData = PagarmeRecipientResponseData::fromArray($raw);

        $recipientId = $recipientData->requireId();

        $provider->forceFill([
            'recipient_id'                   => $recipientId,
            'recipient_name'                 => $data['recipient_name'],
            'recipient_email'                => $data['recipient_email'],
            'recipient_description'          => $data['recipient_description'],
            'recipient_document'             => $data['recipient_document'],
            'recipient_type'                 => $payload->registerInformation->type,
            'recipient_code'                 => $recipientCode,
            'recipient_payment_mode'         => $paymentMode,
            'recipient_default_bank_account' => $bankAccountData,

            'recipient_transfer_settings' => [
                'transfer_enabled'  => false,
                'transfer_interval' => 'daily',
                'transfer_day'      => 0,
            ],

            'recipient_automatic_anticipation_settings' => [
                'enabled' => false,
            ],

            'recipient_metadata' => $metadata,
        ])->save();

        return $recipientId;
    }

    public function updateDefaultBankAccount(Provider $provider, array $bankAccountData): Provider
    {
        $payload = new PagarmeBankAccountUpdateRequestData(
            holderName:        $this->normalizeHolderName($bankAccountData['holder_name']),
            holderType:        $bankAccountData['holder_type'],
            holderDocument:    $this->onlyDigits($bankAccountData['holder_document']),
            bank:              $bankAccountData['bank'],
            branchNumber:      $bankAccountData['branch_number'],
            branchCheckDigit:  $bankAccountData['branch_check_digit'] ?? null,
            accountNumber:     $bankAccountData['account_number'],
            accountCheckDigit: $bankAccountData['account_check_digit'],
            type:              $bankAccountData['type'],
        );

        $raw = $this->pagarmeRequest(
            method: 'PATCH',
            path: "/recipients/{$provider->recipient_id}/default-bank-account",
            payload: $payload,
            idempotencyKey: $this->idempotencyKey($provider->id, 'default-bank-account-'.sha1(json_encode($payload->toArray()))),
            errorMessage: 'Erro ao atualizar conta bancaria do recebedor no Pagar.me.',
        );

        $recipientData = PagarmeRecipientResponseData::fromArray($raw);

        $provider->forceFill([
            'recipient_default_bank_account' => $recipientData->defaultBankAccount?->toArray() ?: $payload->toArray()['bank_account'],
        ])->save();

        return $provider->fresh();
    }

    //

    private function buildRecipientBankAccount(array $data): PagarmeRecipientBankAccountData
    {
        return new PagarmeRecipientBankAccountData(
            holderName:        $this->normalizeHolderName($data['holder_name']),
            holderType:        $data['holder_type'],
            holderDocument:    $this->onlyDigits($data['holder_document']),
            bank:              $data['bank'],
            branchNumber:      $data['branch_number'],
            branchCheckDigit:  $data['branch_check_digit'] ?? null,
            accountNumber:     $data['account_number'],
            accountCheckDigit: $data['account_check_digit'],
            type:              $data['type'],
        );
    }

    private function buildRecipientPhone(?string $phone): PagarmeRecipientPhoneData
    {
        $digits = $this->onlyDigits($phone);

        if (strlen($digits) < 10) {
            return new PagarmeRecipientPhoneData(
                ddd:    '11',
                number: '999999999',
                type:   'mobile',
            );
        }

        if (str_starts_with($digits, '55')) {
            $digits = substr($digits, 2);
        }

        return new PagarmeRecipientPhoneData(
            ddd:    substr($digits, 0, 2),
            number: substr($digits, 2),
            type:   'mobile',
        );
    }

    private function extractAddressParts(array $data): array
    {
        $addressLine   = trim((string) ($data['address'] ?? ''));
        $segments      = array_map('trim', explode(',', $addressLine));
        $streetSegment = $segments[0] ?? '';

        if (($data['number'] ?? null) === null) {
            preg_match('/^(\d+)/', $streetSegment, $matches);
        }

        return [
            'street_number'   => (string) ($data['number'] ?? $matches[1] ?? 'S/N'),
            'neighborhood'    => (string) ($data['district'] ?? $segments[1] ?? 'N/A'),
            'reference_point' => (string) ($data['reference_point'] ?? 'N/A'),
            'complementary'   => (string) ($data['complement'] ?? 'N/A'),
        ];
    }

    private function formatBirthdate(mixed $birthdate): ?string
    {
        if ($birthdate === null || $birthdate === '') {
            return null;
        }

        if ($birthdate instanceof \DateTimeInterface) {
            return Carbon::instance($birthdate)->format('d/m/Y');
        }

        $birthdate = trim((string) $birthdate);

        if (preg_match('/^\d{2}\/\d{2}\/\d{4}$/', $birthdate) === 1) {
            return $birthdate;
        }

        if (preg_match('/^\d{4}-\d{2}-\d{2}$/', $birthdate) === 1) {
            return Carbon::createFromFormat('Y-m-d', $birthdate)->format('d/m/Y');
        }

        return Carbon::parse($birthdate)->format('d/m/Y');
    }

    private function normalizeHolderName(string $holderName): string
    {
        $holderName = trim(preg_replace('/\s+/', ' ', $holderName) ?? '');

        if (Str::length($holderName) < 30) {
            return $holderName;
        }

        $parts = explode(' ', $holderName);

        if (count($parts) >= 3) {
            $firstName = array_shift($parts);
            $lastName  = array_pop($parts);

            $initials = array_map(
                static fn (string $part): string => Str::upper(Str::substr($part, 0, 1)),
                $parts
            );

            $abbreviated = trim($firstName.' '.implode(' ', $initials).' '.$lastName);

            if (Str::length($abbreviated) < 30) {
                return $abbreviated;
            }

            $firstAndLast = trim($firstName.' '.$lastName);

            if (Str::length($firstAndLast) < 30) {
                return $firstAndLast;
            }
        }

        return Str::limit($holderName, 29, '');
    }

    private function onlyDigits(?string $value): string
    {
        return preg_replace('/\D+/', '', (string) $value) ?? '';
    }

    // evita criacao duplica de recipient

    private function idempotencyKey(int $providerId, string $suffix = 'recipient'): string
    {
        return "provider-{$providerId}-{$suffix}";
    }

    private function ensureRecipientCode(Provider $provider): string
    {
        if (! empty($provider->recipient_code)) {
            return $provider->recipient_code;
        }

        $recipientCode = 'provider-'.(string) Str::uuid();

        $provider->forceFill(['recipient_code' => $recipientCode])->save();

        return $recipientCode;
    }
}